Privacy Policy
Last Updated: June 3, 2026
TGM Ventures, Inc., a Washington state corporation ("TGM Ventures," "Company," "we," "us," or "our"), operating LivePFS, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services.
1. INFORMATION WE COLLECT
We collect information you provide directly to us when you visit our website, create an account, or use our platform services. This includes contact information such as your name, email address, and password, as well as any financial data you choose to input into the platform, including assets, liabilities, investments, income, expenses, and other financial information relevant to creating your personal financial statement.
If you choose to securely connect a financial account (for example, a bank or brokerage account), we retrieve account information such as balances and account ownership through trusted financial data providers (including Stripe Financial Connections, Plaid, and SnapTrade) so that we can populate your personal financial statement accurately. We access this information only with your permission and use it solely to provide our services.
We also automatically collect certain information about your device when you visit our website, including your IP address, browser type, operating system, and browsing behavior. This helps us improve our platform and services.
2. HOW WE USE YOUR INFORMATION
We use the information we collect to provide and improve LivePFS services. This includes operating and maintaining your account, processing and securely storing your financial data, generating professional financial statement PDFs based on your information, and communicating with you about your account and service-related matters.
We also use your information to respond to your inquiries, provide customer support, detect and prevent technical issues and security threats, analyze usage patterns to improve our platform's functionality, and comply with legal obligations and enforce our Terms of Service.
3. DATA SECURITY
We implement appropriate technical and organizational security measures to protect your personal information. This includes industry-standard encryption for data transmission and storage, secure authentication systems, regular security assessments, and access controls limiting who can view your information. Connected-account credentials are never seen or stored by LivePFS; they are handled directly by our financial data providers. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security of your information.
4. DATA SHARING AND DISCLOSURE
We do not sell, trade, or rent your personal information to third parties for their marketing purposes. We may share your information with service providers who assist us in operating our platform, such as cloud hosting services, financial data providers, analytics providers, and communication platforms. These providers are bound by confidentiality agreements and are only permitted to use your information as necessary to provide services to us.
You control what you share and with whom. When you choose to export or share your financial statement — for example, with a lender of your choosing — you decide what information is shared and with whom. We may also disclose your information when required by law, to protect our rights or property, or in connection with a business transfer.
5. DATA RETENTION
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. We store financial data in the United States. When we no longer need your information, we will securely delete or destroy it.
6. YOUR PRIVACY RIGHTS
Depending on your location, you may have certain rights regarding your personal information, including the right to access, correct, delete, or restrict the use of your information. You may also disconnect any linked financial account at any time. To exercise any of these rights, please contact us using the information below.
7. COOKIES AND TRACKING TECHNOLOGIES
We use cookies and similar tracking technologies to enhance your experience on LivePFS. These help us remember your preferences, keep you logged in between sessions, understand how you use our platform, and improve functionality and performance. You can control cookie settings through your browser preferences, though disabling cookies may limit your ability to use certain features.
8. CHILDREN'S PRIVACY
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.
9. THIRD-PARTY LINKS
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these sites and encourage you to review their privacy policies.
10. CALIFORNIA PRIVACY RIGHTS
California residents have specific rights under the California Consumer Privacy Act (CCPA). For more information or to make a request, please contact us.
11. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time. We will notify you of any material changes by updating the date at the top of this policy. Your continued use of our services after changes indicates acceptance of the updated policy.
12. CONTACT INFORMATION
If you have questions about this Privacy Policy or our privacy practices, please contact us through our website.