Asked at the worst time
The renewal notice or the loan package arrives while you’re running the business — not when you have an afternoon to rebuild a PFS.
For business owners with multiple entities
The loan is business. The financial statement is personal.
When you sign a guarantee, the bank wants your personal financial statement — you, across every entity you own. Create your LivePFS once and it stays up to date, ready every time underwriting asks.
7-day free trial, then $19/month or $190/year. Manual entry is always free.
- Read-only connections
- Encrypted at rest
- Never sold
Every loan, every renewal, the same paperwork
A new PFS for every bank
Each lender hands you a different form. You restate the same assets, the same entities, the same guarantees — over and over, manually.
Your net worth lives in pieces
Personal accounts, brokerage, real estate, and your stake in three LLCs. Nobody has the whole picture in one place — least of all on demand.
Certifying stale numbers
By the time the PFS reaches underwriting, balances have moved. You’re signing figures that were out of date when you typed them.
The fix
One personal statement across every entity, up to date
Create your LivePFS once. Connect your bank, brokerage, and loans read-only, then add each business interest with its value and your ownership share. Balances refresh daily, so the statement is current the next time a bank asks — and the same one goes to every lender instead of their form.
- Bank and loans through Plaid, brokerage including Charles Schwab through SnapTrade — read-only, no trades, no transfers
- Each business interest as a line item with its value and your ownership share
- Ownership-aware across LLCs, trusts, partnerships, and joint accounts
- Lender-ready PDF and a formula-driven Excel, password-protected if you choose
- A fresh statement emailed to you every month for your records
Every export carries a scannable QR certificate — open the example to see it.
How it works
A lender-ready PFS in minutes
Connect and add
Link your bank, brokerage, and loans read-only. Add real estate and each business interest with its value and your ownership share.
Review ownership
Confirm labels and ownership across entities, trusts, and joint accounts. LivePFS assembles one ownership-aware PFS from all of it.
Share when the bank asks
Download a password-protected PDF or send a revocable link. Balances refresh daily, and a fresh copy lands in your inbox every month.
What you get
Everything a lender expects, kept current
Multiple entities, one statement
Hold stakes in several LLCs, S-corps, or partnerships? LivePFS represents each ownership position in a single PFS, so your full picture reads cleanly on one document.
Business interests as line items
Your equity in an operating company is an asset. Add each business interest with its value and your ownership percentage, sitting alongside your personal accounts.
Personal and business, one view
A banker underwriting a guarantee wants to see how your personal balance sheet and business holdings fit together. They see it here, on one page.
Holds up under a guarantee
Connected balances come read-only from your institutions and refresh daily; what you enter by hand — like business equity — is labeled as such. Underwriters see exactly which figures are institution-reported when your signature is on the line.
Exports for the credit file
Download a clean PDF or a formula-driven Excel, password-protected before it leaves your hands. Built to sit comfortably in a credit file.
Secure, revocable share link
Send one link to a banker, revoke it when the deal closes. You own the data, it’s encrypted at rest, and nothing is ever sold.
Read-only, encrypted, and yours.
Connections are read-only — LivePFS can see balances, never move money or place trades. Your data is encrypted at rest with managed keys, the statement is yours, and nothing is sold. Exports can be password-protected, and share links are revocable.
Questions, answered
Yes. LivePFS is built for it. Represent stakes across multiple LLCs, trusts, partnerships, and joint accounts, each with its own ownership percentage, all assembled into one statement.
Yes. Add each business interest as a line item with its value and your ownership share. Anything a provider can’t reach — operating companies, private investments, real estate — you add manually, sitting alongside your connected accounts.
It’s a personal financial statement that’s aware of your businesses. Your personal assets and your ownership in each entity appear together in one view — exactly what a bank wants when you’re personally guaranteeing a loan.
Connected balances refresh every day, so the statement stays up to date on its own. A fresh copy is also emailed to you every month, so you’re never rebuilding it before a renewal.
A 7-day free trial — card required, no charge until day 7 — then $19/month or $190/year. Manual entry is always free.
Create it once. Hand it to any bank.
Stop rewriting your net worth for every lender. One up-to-date, ownership-aware PFS across all your entities — ready the moment underwriting asks.
7-day free trial, then $19/month or $190/year. Manual entry is always free.