A new PFS for every bank
Each lender hands you a different form. You restate the same assets, the same entities, the same guarantees — over and over, by hand.
You run operating companies, carry SBA and commercial loans, and sign personal guarantees. LivePFS builds one ownership-aware PFS across your businesses and personal assets — current the next time underwriting asks.
Each lender hands you a different form. You restate the same assets, the same entities, the same guarantees — over and over, by hand.
By the time the PFS reaches underwriting, balances have moved. You're certifying numbers that were already out of date when you typed them.
Personal accounts, brokerage, real estate, and your stake in three LLCs. Nobody has the whole picture in one place — least of all on demand.
Personally guarantee an SBA or commercial loan and the bank scrutinizes your personal balance sheet. Self-reported guesses don't survive that.
The fix
Build one PFS that knows you own businesses. Connect your bank, brokerage, and loans for read-only, auto-syncing values, then add what providers can't reach — business interests, real estate, private investments. It stays current on its own, and you send it to any lender instead of filling out their form.
How it works
Link your bank, brokerage, and loans read-only. Add real estate and each business interest with its value and your ownership share.
Confirm labels and ownership across entities, trusts, and joint accounts. LivePFS assembles one ownership-aware PFS from all of it.
Download a password-protected PDF or send a revocable link. It's current — and a fresh copy lands in your inbox every month.
What you get
Hold stakes in several LLCs, S-corps, or partnerships? LivePFS represents each ownership position in a single PFS, so your full picture reads cleanly on one document.
Your equity in an operating company is an asset. Add each business interest with its value and your ownership percentage, sitting alongside your personal accounts.
A banker underwriting a guarantee wants to see how your personal balance sheet and business holdings fit together. They see it here, on one page.
Values come from connected, read-only accounts — not self-reported guesses. A statement underwriters take at face value when your signature is on the line.
Download a clean PDF or a formula-driven Excel, password-protected before it leaves your hands. Built to sit comfortably in a credit file.
Send one link to a banker, revoke it when the deal closes. You own the data, it's encrypted at rest, and nothing is ever sold.
Connections are read-only — LivePFS can see balances, never move money or place trades. Your data is encrypted at rest with KMS, the statement is yours, and nothing is sold. Exports can be password-protected, and share links are revocable.
Yes. LivePFS is built for it. Represent stakes across multiple LLCs, trusts, partnerships, and joint accounts, each with its own ownership percentage, all assembled into one statement.
Stop rewriting your net worth for every lender. One current, ownership-aware PFS across all your entities — ready the moment underwriting asks.
7-day free trial, then $19/month or $190/year. Manual entry is always free.